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Don't just take our word for it...find out what our clients say about Rivet Financial
I wanted and needed to change my relationship with money—from an old, comfortable friend, to a strong, performing business partner. Jane taught me how to do this; she did not do it for me, but taught me how to be an investor and take charge of my SMSF, which in turn helped me make whole range of other important life choices. I will be forever grateful.
JH, Newtown, NSW
I like working with you because you keep it simple! I've been a bit wary of seeking financial advice after a previous bad experience, so took a while for me to go down the path again. I have a lot of respect for the person who referred you to me, so when she recommended you I took the plunge - and haven't been disappointed. You genuinely take an interest in me and my unique situation, take time to explain financial concepts and allow both of us the room to shape the relationship to suit our busy lifestyles. I feel much more confident about taking control of my financial future with your guidance.
I am very grateful to Jane; to her guidance, patience, knowledge and understanding of life and money. I had a terrible relationship with money, but Jane has taught me what a great relationship with money can do for your life. There has been a great amount of stress and misery that has left my life due to Janes support. Not only do I now get my superannuation looked after correctly I also have control over my finances and life decisions. Thankyou Jane.
CC, Dulwich Hill
Until our late 40’s—given that we both had good jobs—we regarded our superannuation as something to build for the future and just focused on hoping the balance would keep increasing. But, as retirement came into sight, we decided we needed to choose a financial advisor and were lucky enough to select Jane.
Jane initially encouraged us to think about what we wanted from our lives, and that helped me to realise that I needed to reduce stress. As a result, I dropped down to a four-day week and a three-day weekend! We also crystallised our desire to eventually retire by the sea, and that led us to purchase an apartment in Sydney’s northern beaches. Jane helped us understand the financial side of this decision, and showed us the options of borrowing to purchase straight away and rent out the apartment, versus waiting until we were ready to retire.
Jane has also turned our superannuation from an amorphous blob of money that goes up and down in value for no apparent reason, into a portfolio of assets that are designed to produce income. Even though this is still in the 'accumulation phase', we can now see what our money is invested in, and more importantly, how much income is being generated each year. This gives us a very clear understanding of how those assets will deliver our income once we give up work and retire. The assets still go up and down in value, but this is less important to us than it used to be, as we can see the income that is being generated on a regular basis, so the value that someone else is currently placing on the assets is less important. We still have robust discussions with Jane about how to re-invest the income and our super contributions (normally between the desire to maximise income or increase diversity) but these are fact-based and healthy.
If you are building a nest egg to retire on, but have no clear understanding of how you’re going to live on it or if it’s going to be enough, we highly recommend starting a conversation with Jane.
CM & GM, Prospect, NSW
Jane Horn has changed our lives. The systems and structure that Jane has helped Bruce and I implement for our money has dramatically reduced our stress and worry about money. Most importantly, Jane's money coaching has given us confidence that our money can do everything we want it to do, if we have a goal and a purpose. Jane Horn is professional, knowledgable, genuinely cares for and is interested in her clients, and she get results, fast. In only three months we were able to pay $9,000 off our credit card debt, completely restructure our money and accounts so that we never have to worry if there is enough money to pay our bills, and Jane also got our superannuation and insurances into a good place where our future is assured.
As a financial planner, Jane is exceptional. As a money coach, Jane has not only improved our attitudes and behaviours to money, but also our ability to communicate as a couple. I definitely did not expect that to be a benefit of working with a financial planner. Obviously, I cannot recommend Jane highly enough. She is worth every penny.
Shanelle Clapham, Sydney Australia, Digital Marketing Strategist and Founder of Parachute Digital
Jane is very knowledgeable and well-considered in the advice she gives. She's approachable, honest and has inspired my own learning and development. Jane has made me feel comfortable with the big decisions I'm making and my goal setting for the future. She keeps bringing things back to 'what really matters' for me, and she works hard to keep things as simple as possible while opening my eyes to the many opportunities that are possible.
For several years, Jane has provided us with financial advice that is professional, well-researched and independent. She has helped us develop short- and longer-term plans, and has been able to explain complex financial strategies in layman's terms. We would recommend her services without reservation.